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Miles by Discover® Card

With all the possible hard times we are going to be going through one thing we are going to need is a way to release of frustrations and get away and relax a bit. There are many hot vacation spots around the world and if your looking to get some help to get to any one of them then this review of the Miles Reward Travel Card will come in handy for you.

Benefit Rating
Special Offer: 0% Intro APR* and is applied to Purchases, Balance Transfers.
APR (Purch): 10.99%
Annual Fee: $0
Category: Reward - Travel

Review
The Miles by Discover® Card, issued by Discover, is designed for those with very good credit who plan to take advantage of the travel reward program.

Through the reward program, cardholders earn double miles on up to $3,000 in travel and restaurant purchases and one mile for every dollar spent on general purchases. Earned miles can be redeemed for airfare or reduced airfare on most major U.S.-based airlines with no blackout dates. Miles can also be redeemed for gift cards from 50 brand-name partners or cash. Cardholders earn 1,000 bonus miles in every month that they make a purchase during the first year of cardmembership for up to 12,000 bonus miles. There is a maximum of 60,000 miles that may be accumulated per year, but miles will not expire as long as the account remains active within a 36-month period.

In addition, the card offers platinum benefits that include auto rental insurance, up to $500,000 in travel accident insurance, and various Internet account related services.

The Miles by Discover® Card has a 0% introductory rate on purchases and balance transfers for six months with no annual fee. The APR for this card is reasonable, although it is important to note that only higher qualifying applicants will receive the lowest rate available.

Therefore, those who plan to take advantage of the introductory rate and the reward program will benefit most from what the Miles by Discover® Card has to offer.
Review Date: 10/1/2008

Most Attractive Feature(s): 0% introductory rate; reward program; bonus miles.
Least Attractive Feature(s): Low rate not available to all applicants.

Additional Perks
Various Internet account related services.
Up to $500,000 in travel accident insurance.
Auto rental insurance.
Fraud and security protection services.
See website for additional benefits.

Important Notations
*The APR for purchases and balance transfers varies according to the applicant’s credit history and may range from 10.99% - 18.99%.
See website for complete terms and conditions of card usage and application disclosure.

Note: The review on this card was updated on 10/1/2008. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application. Credit card review information is provided by CardOffers.com, Inc.

Technorati Tags: Discover, Discover credit cards, Miles Reward, Travel Card

Preferred Rewards Green Card
Issued by American Express

Preferred Rewards Green Card Review!

The Preferred Rewards Green Card is an ideal card for those who can afford to pay in full each month to avoid accumulating credit card debt, as often can be the case with revolving balances and high interest rates.

Cardholders have access to the Membership Rewards program for no additional fee. Through the rewards program, cardholders earn one point per dollar spent on all purchases. Plus, cardholders will receive 5,000 bonus points after their first purchase, which is redeemable for a $50 gift card. Points can be transferred to eleven frequent flyer programs at a rate of one point per mile, and points can also be redeemed for many other rewards. There is no limit to the amount of points that can be earned, and points never expire.

Although there is a high annual fee of $95 for the basic card and a fee of $30 for additional cards, this fee will be waived the first year for the basic card and for up to five additional cards. This card does provide many additional services and benefits including up to $100,000 in travel accident insurance, auto rental insurance, purchase protection, various merchant discounts, and more.

Cardholders of the Preferred Rewards Green Card will also have access to the Global Assist® Plus Hotline, which provides them with various services when they are traveling more than 100 miles away from where they live.

Therefore, those who can afford to pay in full each month, would like to participate in the rewards program, and plan to take advantage of the many benefits and services provided by American Express® will benefit most from what the Preferred Rewards Green Card has to offer.
Review Date: 10/2/2008

Most Attractive Feature(s): Access to rewards program for no additional fee; special discounts at participating merchants; first year fee free.
Least Attractive Feature(s): High annual fee for primary and additional cardholders.

Additional Perks
Various Internet account related services.
Year-end financial statement.
Fraud protection.
Extended warranty for purchases.
Purchase Protection.
Medical referral services.
Legal referral services.
Roadside assistance.
Emergency cash replacement.
Lost luggage insurance.
Guaranteed hotel reservations.
Auto rental insurance.
Up to $100,000 in travel accident insurance.
Emergency card replacement.
Various travel and emergency assistance services.
See website for additional benefits.

Important Notations
This card is a charge card and the bill is paid in full each month.
The card has no pre-set spending limit; however, purchases are approved based on credit record, account history, and personal resources.
See website for complete terms and conditions of card usage and application disclosure.

Click here to visit the Preferred Rewards Green Card Homepage

Note: The review on this card was updated on 10/2/2008. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application. Credit card review information is provided by CardOffers.com, Inc.

Technorati Tags: American Express, preferred rewards green card

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